← Home💸 Income & expenses
Net worth
640.361 €
liquid 211.091 € · investments 114.270 € · fixed assets 315.000 €
📅 Data through 2026-07-28

📆 Composition — monthly evolution (X axis in years) · pick a range · hover for each month's detail · click a legend entry to hide it

Categories: ☐ ■ House☐ ■ Parking☑ ■ Car☑ ■ Cash☑ ■ Investments

🥧 Today in detail

Cash211.091 € · 33.0%Investments114.270 € · 17.8%House300.000 € · 46.8%Parking10.000 € · 1.6%Car5.000 € · 0.8%640.361 €net

📈 Income vs expenses by month — internal transfers excluded

0k1k2k3k4k2025-08: incomes 3.769 €2025-08: expenses 2.519 €2025-082025-09: incomes 3.758 €2025-09: expenses 2.348 €2025-092025-10: incomes 3.536 €2025-10: expenses 3.307 €2025-102025-11: incomes 3.651 €2025-11: expenses 2.794 €2025-112025-12: incomes 3.653 €2025-12: expenses 2.993 €2025-122026-01: incomes 3.590 €2026-01: expenses 3.138 €2026-012026-02: incomes 3.681 €2026-02: expenses 2.492 €2026-022026-03: incomes 3.690 €2026-03: expenses 2.334 €2026-032026-04: incomes 3.879 €2026-04: expenses 3.227 €2026-042026-05: incomes 3.604 €2026-05: expenses 2.416 €2026-052026-06: incomes 3.581 €2026-06: expenses 2.437 €2026-062026-07: incomes 3.609 €2026-07: expenses 3.582 €2026-07IncomeSpending

🧾 Monthly flow

MonthIncomeSpendingSavings
2026-07+3.609 €−3.582 €27 €
2026-06+3.581 €−2.437 €1.144 €
2026-05+3.604 €−2.416 €1.188 €
2026-04+3.879 €−3.227 €652 €
2026-03+3.690 €−2.334 €1.356 €
2026-02+3.681 €−2.492 €1.189 €
2026-01+3.590 €−3.138 €452 €
2025-12+3.653 €−2.993 €660 €
2025-11+3.651 €−2.794 €857 €
2025-10+3.536 €−3.307 €229 €
2025-09+3.758 €−2.348 €1.410 €
2025-08+3.769 €−2.519 €1.250 €

🏦 Breakdown (today)

Cash
Cooperativa Local · 482179.765,62 €
Banc del Pla · 11386.497,38 €
Estalvi Familiar · 902793.800,00 €
Banco Ponent · 773431.027,52 €
Investments & savings
Bròker Ponent (valors)93.500,00 €
Estalvi Ponent (fons)17.650,00 €
Kraken (demo)3.120,00 €
Fixed assets
House300.000,00 €
Car5.000,00 €
Parking10.000,00 €
TOTAL640.361 €

9154 bank transactions · market prices via Yahoo Finance.

📊 Portfolio (positions)

Bròker Ponent (valors) · 93.500 €
Ponent Index Fund PONX44.500 €—
Nord Tech ETF NTEC29.800 €—
Ribera Utilities RIBU19.200 €—

Unrealized P/L per position · acquisition cost: AEAT (ING) and order history (N26). Yahoo Finance quotes; when one cannot be refreshed the last good value is kept.

💹 Realized gains (stock sales) — per tax year · to reconcile against your income-tax return

YearRealized gainBox 0424ΔNote
2026+0,00 €——current year (not yet filed)

FIFO per custodian institution over the tax portfolio, with operation costs (fees, currency exchange) added to the purchase cost and subtracted from the sale. The tax agency's strict criterion pools every custodian's «homogeneous securities» into one inventory; it only differs when the same ISIN lives at several brokers (META 2025: +762.26 extra under that criterion).